Financing and Insurance for Orthodontic Treatment

Financing and Insurance: Costs and Terms

At Dr. David Benguira, we understand that the cost of orthodontic treatment can be a major concern for our patients. That’s why we are committed to making orthodontic care as accessible as possible, offering flexible financing options and working with various insurance plans to help cover the cost. We believe that everyone deserves a healthy, confident smile, no matter their budget.

Cost of Treatment and Payment Terms

The cost of orthodontic treatment depends on several factors, including the complexity of the case, the age of the patient, the anticipated length of treatment, and the type of orthodontic appliances used. During your initial consultation, we will provide you with an accurate assessment of the costs associated with your treatment. This detailed assessment will allow you to understand all the steps of the process and discuss the options available to you.

If you have dental insurance that covers orthodontic care, we will provide you with an insurance predetermination form called “Orthodontic Specialist General Information Form,” approved by the Canadian Association of Orthodontists. This form will help you determine your coverage and plan payments accordingly.

Financing Options

We offer a variety of financing options to accommodate different budgets. Whether you prefer an installment payment plan or are considering a lump sum payment up front, we will work with you to find the solution that works best for you. We also offer courtesy discounts for families with multiple children in treatment and for those who choose to pay up front.

Our financing plans are designed to allow you to plan your orthodontic treatment with peace of mind, without unnecessary financial stress. All the detailed information about our financing options is available on our dedicated page, where you will also find tips on how to maximize your insurance coverage and minimize your out-of-pocket expenses.

Steps with Insurance

Orthodontic coverage is often a separate benefit within a dental insurance policy. The benefits paid for orthodontics are typically in the 50% range. To determine what benefits you are entitled to, we encourage you to contact your insurance company or consult your plan administrator for answers to the following questions:

Does your plan cover orthodontic treatment (braces)?
If so, at what percentage?
Are there any limits to this coverage (such as age, maximum allowance, etc.)?
Once you have confirmed your insurance coverage, we will work with you to complete the necessary forms and submit your claim to your insurer. It is important to note that orthodontists do not accept payment directly from insurance companies, but we will provide you with the necessary documentation so that you can be reimbursed.

Dr. David Benguira: Your specialist in St-Eustache

At Dr. David Benguira, we are committed to providing you with affordable and effective orthodontic solutions. Located in St-Eustache, our clinic is ready to accompany you throughout your orthodontic journey, offering flexible financing options and complete support for your insurance procedures. Contact us today to schedule your free consultation and discover how we can make your smile perfect, while respecting your budget.